Dear {{ $client->full_name }},

This is a reminder for your upcoming loan payment:

Loan ID:	{{ $loan->id }}
Due Date:	{{ $repayment ? $repayment->due_date->format('F d, Y') : 'N/A' }}
Amount Due:	${{ $repayment ? number_format($repayment->amount, 2) : 'N/A' }}
Remaining Balance:	${{ number_format($loan->outstanding_balance, 2) }}

Please make your payment before the due date to avoid penalties.

Make Payment

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If you have already made this payment, please ignore this message.